Insurance

Rated 4.7/5

Duuna takes care of
the safety of the light entrepreneur

Duuna will ensure that light entrepreneurs always have the appropriate insurance.

What is it like to
work at Duuna?

Working at Duunalla is flexible, inspiring, and community-oriented. Duunalla values the freedom and independence of employees, encouraging them to develop their skills and learn new things. The work atmosphere is relaxed yet goal-oriented, and the company invests in the well-being of its employees as well as the balance between work and leisure. Flexible working hours and remote work options allow for integration of work into other areas of life. Additionally, working at Duunalla emphasizes strong team spirit, support, and collaboration, enabling everyone to be part of a dynamic and growth-oriented work environment.

Accident insurance

Accident insurance

Accident insurance covers hospital costs up to €20,000 without a deductible for accidents that occur during work hours.

Accident insurance covers hospital costs up to €20,000 without a deductible for accidents that occur during work hours.

Liability insurance

Liability insurance

The liability insurance covers €1,000,000, with a €1,000 deductible
if you damage any of your client's property

Liability insurance covers €1,000,000, with a €1,000 deductible
if you damage any of your client's property

The insurance is done

The insurance is done

Legal protection

Legal protection

When is YEL insurance mandatory?

When is YEL insurance mandatory?

When is YEL insurance mandatory?

The YEL insurance, or entrepreneur's pension insurance, is mandatory when your activities meet certain conditions. If you work as a light entrepreneur and your earned income exceeds €9,208.43 per year (2025) and your activity lasts at least 4 months, you must take out YEL insurance.


YEL affects your pension and social security – it provides security in case of illness, parenthood, and disability.

The YEL insurance, or self-employed person's pension insurance, is mandatory when your operations meet certain conditions. If you work as a light entrepreneur and your earnings exceed €9,208.43 per year (2025) and your operations last at least

4 months, you must take out YEL insurance.


YEL affects your pension and social security – it provides protection in case of illness, parenthood, and disability.

The YEL insurance, or entrepreneur's pension insurance, is mandatory when your activities meet certain conditions. If you work as a light entrepreneur and your earned income exceeds €9,208.43 per year (2025) and your activity lasts at least 4 months, you must take out YEL insurance.


YEL affects your pension and social security – it provides security in case of illness, parenthood, and disability.

Do you know if you are fulfilling the YEL obligation?

Do you know if you are fulfilling the YEL obligation?

YEL is mandatory if you are 18-67 years old, operate as an entrepreneur for at least four months, and your earned income exceeds €9,208.43 per year. Check your situation easily – we are here to help if needed.

YEL is mandatory if you are 18-67 years old, operate as an entrepreneur for at least four months, and your earned income exceeds €9,208.43 per year. Check your situation easily – we are here to help if needed.

Activate YEL in good time

Activate YEL in good time

The YEL insurance must be taken out within 4 months of starting a business. Through Duuna, you will receive notification reminders and support for managing the insurance in collaboration with ELO.

The YEL insurance must be taken out within 4 months of starting a business. Through Duuna, you will receive notification reminders and support for managing the insurance in collaboration with ELO.

Contact us

Contact Duuna

Do you need help?

You can get assistance with questions related to Duuna from customer service: info@duuna.fi

Do you need help?

You can get assistance with questions related to Duuna from customer service: info@duuna.fi

Light entrepreneurs

Customer service

0291701175

info@duuna.fi

For companies

Oskari Komulainen, CEO

+358 45 2707604

oskar.komulainen@duuna.fi

Address

Komeetankatu 1, 02210 Espoo

Opening hours

Mon-Fri

08:00-18:00

Saturday

10:00 AM – 4:00 PM

Sunday

08:00 AM - 01:00 PM

Contact form

Contact form

Contact form

Contact form

A safe partner for businesses

4.9% service fee including all the insurances you need.

4.9% service fee including
all the insurance you need.

All light entrepreneurs operating through Duuna are automatically insured through Fennia. This includes comprehensive liability insurance, accident insurance, and legal protection. You can focus on collaboration – we take care of safety.

All light entrepreneurs operating through Duuna are automatically insured through Fennia. This includes comprehensive liability insurance, accident insurance, and legal protection. You can focus on collaboration – we take care of safety.

Can't you find the answer?

Can't you find the answer?

We serve you in customer service.

We serve you in customer service.